Cash interest rates – why are they still falling?

NatWest and Royal Bank of Scotland recently reduced interest rates on their instant access Cash ISAs.  With effect from 1st August 2014 balances of less than £24,999 will earn just 0.75% interest, down from the current rate of 1%. For those with balances of £25,000 and over, a rate of 1% will apply, also 0.5% …

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