15 July 2015

Smart Money July/August 2015

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Smart Money July and August 2015

Inside the latest issue of our magazine we look at how the new pension savings market offers much more flexibility and choice post–6th April this year, which is a positive, but it can be overwhelming. For people planning for retirement in the new world of pension freedoms, there are both risks and opportunities – from passing on your pension to loved ones to making the most of tax relief. On page 12, we consider what your next pension freedoms steps could be.

Investors in UK-listed companies will be rewarded with an £85.8 billion payout in 2015, significantly better than last year, where investors suffered little or no growth in income according to Capita Asset Services’ ‘Dividend Monitor’. Dividend payouts from UK-listed companies made a strong start to 2015, prompting analysts to hike their forecasts for the year. Read the full article on page 06.

Unlike the rest of the world, the European economy has been hit by not one, but two major crises in the last decade. The collapse of the US mortgage market sent shock waves across the globe and triggered international financial turmoil. The global financial system, including financial markets in Europe, came under severe strain. A few years on, we consider whether Europe is set on a path to recovery on page 04.

Now in its third edition, the latest BlackRock Investor Pulse survey takes an in-depth look at Britons’ attitude to money and provides a fascinating insight into the minds of savers and investors. People were asked about their priorities, concerns and how they invest. On page 10, we unveil some key findings and highlight the UK’s SMART investors.

The full list of the articles featured appears on page 02.

We hope you enjoy reading this issue and find it informative.  To discuss your financial planning requirements, or to obtain further information, please contact us at our Swansea office on 01792 483860 or email us at info@portfolio.org.uk