Who we are

Est 1999

Wales' Leading Financial Planning Specialists

FT Top 100 Financial Advisers 2020

Top 100 Financial Advisers Members 2020

At Portfolio Limited we are proud of the reputation we have built with our clients since formation as Independent Financial Advisers in 1999. We offer our clients a clear choice of advice services flexible enough to meet their changing needs. In addition we are proud of the qualifications, experience and expertise of our advisers and support staff, which enables Portfolio Limited to offer clients quality advice and professional on-going services.

In respect of qualifications, Managing Director Christian Roche was one of the first IFAs in the country to pass the Chartered Insurance Institute Discretionary Investment Management examination.

In addition all of our Advisers are Diploma qualified in line with requirements of the Retail Distribution Review effective from 1st January 2013. Amongst the support staff is a Chartered Management Institute qualified manager working towards Chartered status.
Portfolio Limited have also invested in the education and development of all support staff with several currently pursuing financial services qualifications funded by the company.

Geographically we offer coverage of the whole of South Wales from our office in Swansea.

Understanding the major financial decisions you make

Since 1999, Portfolio Ltd has been helping clients navigate complex financial legislation and issues, presenting them in a clear and easy-tounderstand way – as a result, we’ve built our business primarily through client recommendations, and introductions from clients and fellow professionals.

Clients of Portfolio have access to leading industry knowledge and experience centred on helping them save time and money to enable them to make the right decisions, at the right time, and giving them peace of mind today, tomorrow and in the future.

With the support and backup of a qualified and experienced administration team, our dedicated team of advisers work in partnership with our clients to meet their financial goals, and we recognise the importance of providing long-term, ongoing assistance and guidance. So whether you are an individual or business client, the financial solutions we create are specifically catered to your own unique and personal requirements.

From our registered office in Swansea Waterfront, Portfolio understands the major financial decisions you make can have significant and life-changing consequences. Our clients expect to receive financial advice from professional advisers they can trust. We provide impartial and holistic financial advice, with a view to protecting and enhancing our clients’ wealth and sense of wellbeing. Our qualified advisers provide advice and recommendations from the entire financial services market.

Christian Roche
DipPFS, CertPFS (DM)
Managing Director

Providing the right financial solutions

Whether you are seeking to build an investment portfolio, protect your wealth, or create a tax efficient retirement strategy, take income from your investments or simply require a review of your existing arrangements, we have the knowledge, experience and expertise to provide the right financial solutions.

Both trading arms of the Portfolio are fully regulated by the Financial Conduct Authority, and you can trust us to be fully conversant with financial legislation in this ever-changing financial climate. We provide financial advice with a clear, transparent and competitive fee structure, which allows us to advise our clients impartially without the need to sell products.

We understand how difficult it can be to find time to plan effectively for the future – family, friends, health and career always take priority. Meanwhile, your financial papers are filed away in a safe place to be dealt with later. It’s never easy to strike the right balance between the demands of today and your hopes for tomorrow – unfortunately, most of us don’t have the luxury of unlimited finances. However, we can help you evaluate the best use of your money to help you achieve your goals, both in your business and personal life.

Portfolio believes that genuinely effective financial advice and appropriate solutions can only be created with a fully detailed understanding of your individual circumstances. We take the time to get to know our clients and assess their financial affairs with a sense of perspective, and we carefully consider their unique objectives. This enables us to design a financial plan that is specific to you which we will explain in simple, straightforward language, and then implement in accordance with your investment, financial and legal requirements.

Helping you achieve your financial and personal goals

Portfolio creates professional financial planning strategies for clients who require flexibility as part of their planning to deal with the unexpected, but defined enough to help future financial decision-making. What is best for our clients is at the heart of everything we do.

Whether you are considering investing in a pension scheme or looking to preserve accumulated wealth, our advisers will take time to make sure you understand the options available and help you achieve your financial and personal goals. Or you may be planning your finances to ensure that your loved ones are fully protected if the unexpected happens. If so, we can arrange the necessary life cover, making sure it’s written under an appropriate trust to help save your family from any unnecessary Inheritance Tax liability that may become payable. Our team of advisers can also enable you to achieve financial independence by using tax-efficient investments.

However, we won’t stop there

Portfolio recognises the importance of providing long-term, ongoing assistance and guidance, and we work closely with our clients to help them fulfil and achieve their objectives. Our wealth advisers will review everything with you regularly, keeping up to date with the changes in your personal circumstances and the changes in legislation – we won’t just put something in place and walk away.